Social Security checks are an essential source of income for millions of people in the U.S., including many Hispanic families.
If you are wondering who qualifies for these benefits and how to apply for them, QuéOnnda will help you clear your doubts.
Retirees and older workers
Most people who receive Social Security checks are retirees who worked and paid taxes during their working lives. To qualify:
You must have worked at least 10 years (40 credits).
The minimum age to receive full benefits is 67, although you can start receiving benefits at 62 with a reduction.
El Seguro Social es una red de seguridad para quienes han contribuido al sistema
María González, especialista en finanzas
People with disabilities
Buzzy
If you have a condition that prevents you from working, you may qualify for Social Security Disability Insurance(SSDI).
This program offers financial support to:
Workers with a proven medical disability.
Individuals who meet the labor credit requirements.
It is important to present all necessary medical documentation to expedite the process.
Benefits for family members
Social Security also offers support to family members of eligible workers, including:
Widows and widowers.
Children under 18 years of age or students up to 19 years of age.
Dependent parents over 62 years of age.
Do people without papers qualify?
To qualify, you need a valid Social Security number and to have worked legally in the country.
Although undocumented immigrants do not qualify directly, some state programs may offer support.
Payment Dates
Social Security checks or electronic deposits are sent according to the beneficiary’s date of birth:
1-10 of the month: Payment on the second Wednesday of the month.
11-20 of the month: Payment on the third Wednesday of the month.
21-31 of the month: Payment on the fourth Wednesday of the month.
SSI recipients generally receive their payment on the first day of each month.
Increases and adjustments
Each year, benefits may be adjusted on a cost-of-living adjustment (COLA) basis to compensate for inflation.
In 2024, the cost-of-living adjustment was 3.2%, which increased the monthly checks.
