But what if your stimulus check goes to the wrong address? Don’t panic! This problem is more common than it seems, especially in the Hispanic community in the U.S. The good news: there are clear and quick solutions to get it back.
At QueOnnda.com we explain everything you need to know, step by step, based on verified information from the IRS (Internal Revenue Service).
Verify before
Before taking any action, make sure you know where your stimulus check is.
The IRS offers the “Get My Payment” tool (irs.gov) to track payments.
With this tool you will be able to:
Confirm if your check was mailed.
Check the address registered for mailing.
See if the payment was processed by direct deposit or by mail.
“It is essential to confirm all the information to identify where the error occurred,” says José Martínez, a financial advisor specializing in community finance.
If you notice that the address is incorrect, read on!
Update your address
If you recently moved, it is likely that the stimulus check was sent to your old address.
Here’s how to update your information:
Complete IRS Form 8822, available on the IRS website.
Contact the U.S. Postal Service to redirect your mail.
Tip: Make sure the update is processed correctly to avoid future delays. This step is also crucial for receiving any other federal payments or official communications.
Was it lost or stolen?
If you suspect that someone else received or cashed your stimulus check, act immediately:
Call the IRS at 1-800-919-9835 to report the incident.
Fill out Form 3911 to initiate an official investigation.
The IRS will investigate and, if appropriate, issue a new check. According to the official IRS website, this process can take 6-8 weeks. Patience is key!
El IRS tiene procedimientos claros para ayudarte a recuperar tu cheque de manera segura y eficiente
Laura González, especialista en impuestos
Register for deposit
Buzzy
Prevent this problem from recurring in the future. The fastest and safest option is direct deposit. All you need is:
Register your bank account number and routing number on the IRS website.
Make sure the account is active and in your name.
With direct deposit, future payments will be deposited directly into your account, with no risk of getting lost or going to the wrong address.
The U.S. Hispanic community faces unique challenges, but with accurate information and appropriate action, it is possible to resolve any issues with the stimulus check.
