Sending money to Mexico from the U.S. is one way to support your loved ones. But, with so many options available, choosing the right service can make a big difference in cost and speed.
QueOnnda.com presents the 7 best places to send money to Mexico in 2025.
1. Remitly
Remitly is a digital international money transfer platform that allows you to send funds quickly and securely to more than 100 countries, including Mexico, from the United States and other countries.
It is especially popular with those sending remittances to family and friends, as it offers different delivery options and transfer times.
Advantages:
Fast transfers: Offers express transfer options that allow money to arrive in minutes (albeit at higher rates).
Low and transparent rates: Their rates are competitive and the exchange rate is clearly displayed before confirming the transaction.
Flexible delivery options: The recipient can receive the money by:
Bank deposit.
Cash withdrawal at participating locations.
Home delivery (in some countries).
Mobile balance recharge.
Western Union
Western Union is one of the world’s largest and most recognized companies for sending money, as well as for international payments.
Founded in 1851, Western Union offers money transfer services in more than 200 countries and territories, with an extensive network of more than 500,000 Agent locations.
Choosing the right service can make a big difference
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Users can send money online, through its mobile app or at physical branches.
Advantages:
Broad global coverage: It has one of the largest networks in the world, making it easy to send and receive money almost anywhere on the planet, including rural areas of Mexico.
Flexible delivery options: Money can be received through:
Cash withdrawal at authorized points.
Direct bank deposit.
Transfer to mobile wallets.
Home delivery (in some countries).
Speed of transfers: Transfers can be instantaneous or arrive the same day, especially if paying by credit/debit card or cash.
MoneyGram
MoneyGram is one of the world’s leading companies for sending and receiving international money transfers.
Founded in 1940, MoneyGram International Inc. operates in more than 200 countries and territories through a network of more than 350,000 locations.
It offers money transfers online, through its mobile app or at physical branches, allowing users to send funds for cash withdrawal, bank deposit or mobile wallets.
Advantages:
Broad global coverage: With a presence in over 200 countries, it is ideal for sending money to regions where other services may not be available.
Fast money delivery: Transfers are usually completed within minutes, especially if payment is made by debit or credit card.
Diversity of delivery options:
Cash withdrawal at authorized points.
Direct deposits in bank accounts.
Transfers to mobile wallets in countries where this service is available.
Home delivery (at selected locations).
4. TransferWise (Wise)
Wise (formerly TransferWise) is an international money transfer platform founded in 2011.
Its main objective is to offer fast, economical and transparent transfers, using the real market exchange rate, with no hidden margins.
Wise has established itself as a reliable alternative to traditional banks by charging low fees and clearly displaying all costs prior to the transaction.
Advantages:
Real (mid-market) exchange rate: Wise uses the exact exchange rate you see on Google or Reuters, with no hidden markups, which saves money compared to banks and other providers.
Low fees and transparency: Fees are clearly displayed before confirming the transfer. No hidden fees. Costs are generally lower than those of traditional banks.
Fast transfers: Many transfers are completed the same day or within 24 hours, depending on the country and payment method.
5. PayPal
PayPal is a digital payment platform that allows users and businesses to send, receive and manage money online quickly, securely and conveniently.
Founded in 1998, PayPal has become one of the world’s most popular electronic payment services, with a presence in over 200 countries and more than 400 million active accounts.
Users can link their bank cards, checking accounts or maintain a PayPal balance to make international payments or transfers.
Advantages:
Ease and speed in international transfers: It allows you to send money worldwide in a matter of seconds, as long as the receiver has a PayPal account.
Robust security and buyer protection: PayPal offers fraud protection, advanced encryption and 24/7 transaction monitoring.
No need to share bank details: When making payments or transfers, the recipient will only see your email address, reducing the risk of identity theft or bank fraud.
6. Zelle
Zelle is a digital payment service that allows you to send and receive money instantly between bank accounts in the United States.
It integrates directly into most banking applications of financial institutions such as Bank of America, Chase, Wells Fargo, among others.
It can also be accessed through its standalone application if the user’s bank does not offer Zelle.
Transfers are free of charge and arrive in minutes, making it ideal for personal payments, such as splitting bills or paying rent.
Advantages:
Instant and free transfers: Money sent through Zelle is transferred within minutes between eligible bank accounts in the U.S. It does not charge fees for sending or receiving money, making it cheaper than other platforms.
Direct integration with banks: Zelle is integrated into the applications of more than 1,000 banks in the U.S., eliminating the need to download additional applications.
Security and ease of use: Transfers are made through secure banking platforms, ensuring high standards of data protection and fraud prevention.
7. OFX
OFX is a global international money transfer platform that allows you to send funds to more than 190 countries in over 50 currencies.
Founded in Australia in 1998, OFX specializes in bulk money transfers, offering competitive exchange rates and low commissions.
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It is ideal for individuals, businesses and expatriates who need to move funds internationally, such as property, education or business payments.
Advantages:
Competitive exchange rates and no hidden fees: OFX offers more favorable exchange rates than traditional banks, which can generate significant savings, especially on large transfers.
Global coverage and multiple currencies: OFX supports transfers in more than 50 currencies, making it ideal for international investments, commercial payments and personal transactions in multiple countries.
International security and regulation: OFX is regulated by financial authorities in several countries, ensuring high security standards.
